One-Stop Mortgage Services

Empire Realty’s in-house mortgage service supports our clients and provides some of the best rates and lending options available, customized for any financial situation. Our banking relationships allow us to meet contractual obligations on escrows as quick as 14 days and keep clients informed throughout the entire process. To provide these services, Empire Realty partners with Residential Pacific Mortgage, based in Alamo, CA. In addition to their strong commitment to the communities they serve, RPM delivers detailed communication throughout all phases of the mortgage process, creating exceptionally satisfied customers. An independently owned and family-operated mortgage company, RPM has been serving customers since 1985, and their network has grown to over 20 offices throughout Northern California, Arizona, and Nevada.

Loan Process

·         The Application

·         Pre-Approval

·         Requesting Documentation

·         Loan Submission

·         Loan Approval

·         Documents Are Drawn

·         Funding

·         Recordation

For a guide to closing costs (and who pays what), talk to your agent! While there are general standards in the local market areas, remember that everything is negotiable in a real estate transaction, and that's why you benefit from working with a great agent who is negotiating on your behalf.